Are you wondering if your child needs braces? Surveys report that about 3.9 million children undergo orthodontic treatment every year in the US alone, so chances are pretty good that your little one will need to as well at some point. While orthodontic treatment offers an array of important benefits like minimizing risk of jaw problems and improving oral health, it is quite the investment. As such, you may be asking yourself “Does dental insurance cover orthodontic treatments?” Read on as we break down the answer and why you shouldn’t postpone your little one’s braces.
Medical, Dental, & Orthodontic Insurance
First, it’s important to understand a few different types of insurances. Medical insurance doesn’t cover dental or orthodontic treatments with the exception of a few very rare situations. Dental insurance plans will sometimes offer some coverage for orthodontics, but the amount will vary from policy to policy. Some don’t offer any orthodontic coverage at all. There are also orthodontic-specific insurance plans you can buy on the marketplace to supplement your coverage. It’s important to look at the details of your specific dental insurance plan to see what is covered when it comes to braces.
How to Tell if Your Insurance Covers Orthodontics
If you’re considering getting braces or Invisalign for your child, your first step should be to visit your Dayville orthodontist for a consultation. They’ll be able to answer all your questions concerning your little one’s treatment, including which treatment would be most effective for them, how long it would likely take, what the process is typically, and an estimate of the cost. Their team will be able to help you navigate the details of your insurance plan to better understand your coverage and maximize your benefits.
Tips for Saving Money on Orthodontic Treatments
Dental insurance can be an excellent way to save money on straightening your child’s smile. If your plan does cover orthodontics, make sure to look for an orthodontist that is in-network with your insurance to make the most of your coverage. Additionally, your orthodontist and their team can help you consider things like maximums, deductibles, waiting periods, and more to ensure your out-of-pocket costs are minimized.
However, dental insurance isn’t your only option when it comes to making your child’s braces more affordable! Ask your orthodontist if they offer financing options through their office or third-party companies like CareCredit. Many orthodontists will also have special offers to save even more on your child’s orthodontic treatment! No matter how you pay for your little one’s braces, rest assured that it’s an investment in their long-term health, confidence, and quality of life that is well-worth the cost.
About the Practice
At Simply Orthodontics, we’re committed to providing smiles of all ages in Dayville and the surrounding communities high-quality orthodontic care at a reasonable price. We are proud to be an insurance-friendly practice and we are happy to accept Medicaid as well. We also offer financing through CareCredit and special savings on some of our most popular services. Plus, with our Orthodontic Guarantee, you can count on your investment lasting for a lifetime. To learn more about how dental insurance coverage works for orthodontics or how to pay for braces, we can be contacted online or at (860) 774-2008.